In 2000, Congress revisited the subprime problem. Once more, the concern was more about predatory financing methods than systemic danger. But, as with 1998, there have been warnings about bigger issues.

Ellen Seidman, manager associated with workplace of Thrift Supervision, testified that predatory financing had been a problem of severe concern to your OTS in component since it raised major security and soundness issues for banking institutions. Seidman, talking ahead of the home Banking and Financial Services Committee in might 2000, stated investors required more training [...]

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